Persistent inflation and elevated long-term Treasury yields are making a rapid return to low interest rates less certain.
The Federal Reserve faces competing pressures as policymakers balance inflation risks against signs of weakening economic momentum.
Higher long-term yields could keep borrowing costs elevated for consumers, businesses, housing, and commercial real estate.
Investors may increasingly favor a balanced approach as interest-rate uncertainty, fiscal pressures, and inflation continue influencing financial markets.
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Could U.S. Rates Stay Higher in 2027?
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U.S. Home Prices Ease Across Major Metros
In Mid-Q3, price per square foot fell yearly in 36 of the 50 largest US metro areas, showing broader cooling across major housing markets.
Nationwide, price per square foot was ↓~2% yearly in Mid-Q3, marking the 10th straight month of yearly softening in this national measure.
The market lost momentum as Mid-Q3 ended, with some sellers cutting asking prices more sharply to attract buyers and bring expectations closer together.
High mortgage rates continued to challenge affordability, especially in markets that surged during the pandemic, prompting sellers to meet buyers closer to the middle.
An economist said many boom-era markets were giving back part of their pandemic gains, helped by inventory levels that were above pre-pandemic norms. -

Maximizing Record Home Equity for Greater Purchasing Power
Over the past several months, I’ve had many conversations with clients about the real value of their home equity. It’s easy to feel optimistic when you see high home prices, but a closer look reveals a more nuanced picture. Since fall 2025, inflation-adjusted home values have actually declined by about 4% in Texas and 2% nationally. What this means is that, even though nominal prices are up, your real purchasing power—the true value of your equity—isn’t exceeding where it stood back in 2019.
After more than 17 years helping buyers, sellers, and investors navigate the ups and downs of our market, I know how important it is to understand both the numbers and the story behind them. If you’re weighing your options, remember that every real estate journey is unique. My focus remains on providing clear, informed guidance so you can make decisions with confidence in an ever-evolving market.
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Hillwood Highlights $20B Denton County Development Growth
Denton County is on the verge of remarkable transformation, with over 12,000 acres set aside for new development and more than $20 billion in planned investment. This vision includes new homes, retail centers, schools, parks, and a $1.25 billion manufacturing campus—all pointing to tremendous growth and opportunity. As someone who has guided buyers, sellers, and investors through all types of real estate journeys over the past 17 years, I know just how important thoughtful planning and infrastructure are to creating vibrant, livable communities. Major projects like this bring excitement but also unique challenges for future residents and property owners. Every client’s needs are different, and I’m dedicated to helping you navigate these changes with the insight and attention to detail you deserve. Experience you can trust. Service you'll remember.
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REPORT: Texas home buyers score discounts in August
Texas home buyers found significant opportunities for savings this August, with over 79% of homes in our major metros selling below asking price. Austin saw its median price decrease by 6.3%, while Fort Worth experienced a 2.6% drop. Dallas, on the other hand, posted a modest 0.9% price increase. Inventory remains abundant, though new listings have slowed in Dallas and Fort Worth.
As someone who has guided buyers, sellers, and investors through all kinds of market conditions for over 17 years, I know just how important it is to stay informed and adaptable. Navigating these shifts takes experience, clear communication, and a keen understanding of local trends. If you're considering your next move—whether you're looking to take advantage of current discounts or strategize your sale—knowledge and timing can make all the difference. My commitment has always been to ensure every client has the information and support they need to feel confident at every step.
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Why Buyers and Sellers Are Stuck
After guiding clients for over 17 years, I've seen real estate markets shift in countless ways—but today's landscape is creating a unique standstill. Higher mortgage rates are making monthly payments a real challenge for buyers, often leading them to pause their search. At the same time, pending sales are slowing, which means fewer people are moving from touring homes to making offers. On the flip side, many homeowners are holding onto their current properties because their existing mortgages are simply too good to give up. This combination is creating a true housing stalemate: buyers are on the hunt for better payment options, sellers hesitate to let go of low rates, and transactions move at a slower pace than usual. My approach has always centered on helping clients navigate these kinds of complexities with clarity and confidence. Every situation is different, and understanding both sides of the equation is key to moving forward in a market like this.
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US Home Prices Face Real Value Erosion
With over 17 years guiding clients through changing real estate landscapes, I’ve seen how market trends can shape both opportunities and challenges. In Q2 2026, US home prices continued their upward climb on paper, but the real story lies beneath those numbers. While one federal index remained flat from mid to late Q2 (after adjusting for seasonality), a national index did show a yearly appreciation of about 1.5% in late Q2—up slightly from 1% in mid Q2. However, this is still about 2 points behind inflation, which hovered near 3.5%.
That means, even as nominal prices hold steady or rise, the real value of homes has actually declined for the 13th consecutive month. Lower inflation and stronger price growth have helped slow this erosion, but the pressure remains. Interestingly, one federal measure has tracked positive annual appreciation every quarter since early 2012, underscoring the resilience of nominal home values, even when adjusted for inflation.
As we move deeper into the year, affordability remains front and center—typical monthly payments for existing single-family homes have climbed again, making it even tougher for first-time buyers to break into the market. For everyone navigating buying, selling, or investing, understanding these shifts is essential. My commitment is to keep you informed and prepared through every stage, ensuring your real estate journey is as smooth and successful as possible.
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House Price Appreciation by State and Metro Area in the Second Quarter of 2026
Staying informed on home price trends is key for anyone navigating real estate decisions. In the second quarter of 2026, U.S. house prices increased by 2.1% year-over-year, with 47 states seeing gains—Alaska and Vermont leading the way, while New Mexico and Washington saw slight declines. On the metro front, 75 areas experienced appreciation, with Elgin, IL at the top and Everett, WA seeing a decrease.
With over 17 years in the industry, I’ve learned that understanding these shifts is crucial for buyers, sellers, and investors alike. Every market tells a unique story, and having current data ensures my clients are equipped to make confident choices, no matter their real estate goals. As always, I’m here to provide the guidance and insight needed for a smooth and informed transaction.
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Home Sales on the Rise, but Momentum May Be Fading
July brought a 7% uptick in home sales, with values increasing 1.1% year-over-year to $371,757. Inventory also saw a slight boost, now at 1.41 million homes—a welcome shift for buyers who have been navigating limited choices. Mortgage payments dipped by 0.9%, though there’s potential for them to climb again. Notably, the median days to pending rose to 25, and 27.1% of listings experienced price cuts, highlighting the nuanced dynamics at play right now.
As someone who has guided buyers, sellers, and investors through many market cycles, I know how important it is to interpret these changes in light of your unique goals. Real estate is rarely one-size-fits-all, and understanding what these numbers mean for you is key to making confident decisions. Whether you’re considering your next move or simply keeping a close eye on the market, staying informed is a powerful first step. Experience you can trust. Service you’ll remember.
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New Listings Rise as Summer Comes to a Close
As we transition from summer to fall, we’re seeing a shift in the housing market: new home listings across the U.S. have edged up by 1.2%, reaching their highest level in three months. At the same time, pending sales have dipped by 1.3%, marking the lowest point since March. Median asking prices saw a slight 0.1% decrease, even though the median sale price is still up 1.8% year over year—signs that higher mortgage rates and ongoing economic uncertainty are influencing both buyers and sellers.
With more than 17 years of experience guiding clients through changing markets, I know how important it is to have a clear understanding of the current landscape. Every real estate journey is unique, and these trends highlight the importance of thoughtful strategy—whether you’re considering listing your property, searching for your next home, or weighing investment options. I’m dedicated to making sure you have the knowledge and confidence to make informed decisions, no matter how the market evolves.
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